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A Health Insurance Scheme for Persons with Autism, Mental Retardation, Cerebral Palsy and Multiple Disabilities

Benefits: It provides the health coverage of up to Rs. 1 lakh per annum (reimbursement only) for a range of medical treatments like

Hospitalisation: Up to Rs. 1, 00,000/-

  • Surgery : Up to Rs.50,000/-
  • Non Surgical: Up to Rs. 15,000/-
  • Therapy: Up to Rs. 10,000/-
  • OPD: Up to Rs. 5000/-
  • Regular Medical Check up: Up to Rs. 5000/-
  • Dental: Up to Rs. 2500/-
  • Transportation charges: Up to Rs. 1000/-
  • Alternate Medicines: Up to Rs. 4500/-

Policy Cycle

  • First cycle starts from 2nd April
  • Enrollment & Renewal: 1st March & Jan to 28/29 Feb
  • Second cycle starts from 2nd October
  • Enrollment & Renewal: 1st Sept & July to 31st August

Health E-Card

Niramaya E-Card: In case you, E- card can be you identity. It can be collected from the RO where you enrolled.

If you have application ID, can print at your own from by clicking on print E-card after the one month of completion of policy period.

But, it is not essential to have an E-card. You only need to know your Health ID numbers


Documents needed:

  • Address proof(Ration card/Driving license/Adharcard/Bank passbook/Voter id) only one needed
  • Disability certificate
  • BPL certificate: if applicable
  • Income certificate for APL (if family income up to Rs. 15,000/- PM)
  • Passport size photo



  • For BPL card Holder
  • 250/- at the time of enrolment & No fee for renewal but form has to be filled up.
  • For APL (Income up to Rs. 15,000/- PM)
  • 250/- PA each at the time of enrolment & renewal
  • For APL (Income above Rs. 15,000/- PM)
  • 500/- PA each at the time of enrolment & renewal

Enrolment Form: can contact any registered organisation (RO) of National Trust only. List of ROs available at

Renewal: It can be done by the RO or the applicant himself online at

Note: The renewal process starts 3 months prior & stop 1 month prior to the expiry of policy & renew the policy in time to avoid hardship for future emergencies. 

Claim/ Reimbursement

You can download the claim for from, Submit the claim form duly filled within one month time along with the doctor’s prescription, test reports, medical bills, hospitalisation report, discharge card etc in original and send it to: ICICI Lombard G.I.C, ICICI Bank tower, Plot no. 12, Financial district, Nankrani Guda, Gachibowli, Hyderabad – 5000032, AP)

(Do not forget to mention your mobile no. On claim form as you will get claim id & other claim related details on it)

Note: The settled amount cheque will be issued in the name of the beneficiary only, hence open a bank account (any bank) in the name of beneficiary for claim status after the receipt of claim number on your mobile

  • Contact at: 1800-209-8888, 1800-233-4505, 1800-233-1166 (Toll free nos) or 011-66310689 & 6610600 (Delhi)


Honorable Chief Minister of Karnataka has made an important announcement of supporting the Niramaya Health Insurance scheme and allocated Rs.1.12 crores to cover 40,000 beneficiaries during 2014 -15. 

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                     National Trust                                                               Ministry of SJ&E, Govt of India

16 B, Bada Bazar road,

Old Rajinder Nagar, New Delhi – 110060

Tel: 011-43187878/818/807



Abiline (Helpline): 011-26466250, 1800-116-800 (Toll Free)

Fund raising web portal:


Contact for further details:


No 36, S.T. Bed Layout, 1st Main, Koramangala

Bangalore – 560034

Tel: 080-25520347, 25533876




 Dept of Empowerment of Differently abled and Senior Citizens,

Podium block, Vishveswaraiah Tower, Bangalore – 560001 

Ph – 080 – 22866066